12801 NE 109TH ST, Vancouver, WA, 98682 · LUDEN ESTATES

WAY below market interest rates on move in ready homes with builder's preferred lender UNTIL FUNDS ARE EXHAUSTED. This 3-bedroom, 2.5-bath home is designed for effortless living and summer enjoyment—starting with a southern-facing backyard that brings sunlight pouring into your home and makes your covered patio the perfect spot for morning coffee, afternoon lounging, or evening BBQs. The fully landscaped front and back yards come complete with grass, irrigation, and fencing—so you can move in and start living your best backyard life from day one. Inside, enjoy thoughtful design and high-end finishes, including quartz kitchen counters, a spacious pantry, and luxury vinyl plank flooring throughout the main level—easy to maintain and easy on the eyes. The open layout flows perfectly for everyday comfort and entertaining. Energy efficiency is built in, with a heat pump to keep you comfortable year-round and a hybrid water heater to give you spa-worthy showers without spiking your utility bills. The primary suite adds even more luxury, with a generous walk-in closet, dual sinks, a private water closet, and a walk-in tiled shower. No HOA, real grass (with sprinklers and fencing already in!), real sunlight, and real CASH SAVING incentives—this home checks all the boxes.